6 free tools · No login · Client-only
Free finance calculators
Personal-finance calculators I built for my own decisions, with the formulas shown and the assumptions editable. Tax constants carry a verification date, and nothing you type is stored or sent anywhere.
- finance
In-Hand Salary Calculator (India)
Take an Indian offer letter's CTC apart and see what actually reaches your bank account each month
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Old vs New Tax Regime Calculator
See which Indian tax regime costs you less, and the exact deduction level at which the answer flips
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Tax-Loss Harvesting Calculator
Paste lot-level positions, see which to sell for max harvested losses while the wash-sale rule keeps the deductions valid. Federal-only. Produces a plan - never places trades.
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Amortization Calculator
Monthly + bi-weekly payment, lump-sum simulator, payoff date and full amortization schedule
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Currency Converter
25+ currencies · USD / INR / EUR / GBP base · hardcoded rates with date
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Debt-to-Income Calculator
Front-end & back-end DTI - lender thresholds, max debt, income needed
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More tool collections
For informational purposes only. Not financial, medical, or legal advice. You are solely responsible for how you use these tools.